:root{--navy:#071124;--navy2:#0d254e;--blue:#1f5fac;--gold:#f4b53f;--text:#111827;--muted:#667085;--soft:#f6f8fc;--line:#d8e0ee;--white:#fff;--shadow:0 18px 48px rgba(7,17,36,.12);--radius:24px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);line-height:1.72;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{width:min(1160px,92%);margin:auto}.skip-link{position:absolute;left:-999px;background:#fff;padding:10px 14px;border-radius:10px;z-index:1000}.skip-link:focus{left:12px;top:12px}.topbar{background:#061124;color:#dbe7ff;font-size:.92rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:8px 0}.topbar a{color:#fff}.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(216,224,238,.8)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 0}.brand img{width:258px;max-height:76px;object-fit:contain}.menu{display:flex;gap:4px;align-items:center}.menu a{color:#17233c;font-weight:750;padding:10px 12px;border-radius:14px}.menu a:hover{background:var(--soft);text-decoration:none}.btn,.nav-cta{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;font-weight:850;text-decoration:none;border:0}.btn-primary,.nav-cta{background:linear-gradient(135deg,var(--gold),#ffe08a);color:#171207;box-shadow:0 12px 26px rgba(244,181,63,.28)}.btn-secondary{background:#fff;color:var(--blue);box-shadow:inset 0 0 0 1px var(--line)}.btn:hover,.nav-cta:hover{text-decoration:none;transform:translateY(-1px)}.mobile-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:14px;padding:9px 12px;font-weight:850}.hero{background:radial-gradient(circle at 18% 18%,rgba(60,128,225,.35),transparent 26%),linear-gradient(135deg,var(--navy),#0c2a5e 60%,#123f81);color:#fff;overflow:hidden}.hero .container{display:grid;grid-template-columns:1.12fr .88fr;gap:44px;align-items:center;padding:72px 0 62px}.eyebrow{display:inline-flex;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:7px 13px;font-weight:850}.hero h1{font-size:clamp(2.15rem,5vw,4.15rem);line-height:1.06;letter-spacing:-.045em;margin:16px 0 18px}.hero p{font-size:1.08rem;color:#edf4ff;margin:0 0 26px}.hero-card{background:#fff;color:var(--text);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.logo-box{background:#061124;border-radius:20px;text-align:center;padding:18px;margin-bottom:16px}.quick{display:grid;gap:10px}.quick-item{border:1px solid var(--line);background:#fbfdff;border-radius:16px;padding:12px 14px}.section{padding:62px 0}.section-soft{background:linear-gradient(180deg,#f8fbff,#fff)}.section-title{text-align:center;max-width:800px;margin:0 auto 34px}.section-title h2{font-size:clamp(1.7rem,3vw,2.6rem);line-height:1.16;margin:0 0 10px;letter-spacing:-.025em}.section-title p{margin:0;color:var(--muted)}.grid{display:grid;gap:22px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 14px 34px rgba(16,24,40,.06)}.card h3{margin:0 0 10px}.card p{margin:0;color:#475467}.icon{width:46px;height:46px;border-radius:16px;background:#eef5ff;color:var(--blue);display:inline-flex;align-items:center;justify-content:center;font-size:1.35rem;margin-bottom:12px}.cta-band{background:linear-gradient(135deg,#09204a,#164f96);border-radius:30px;color:#fff;padding:34px;display:grid;grid-template-columns:1.2fr auto;gap:20px;align-items:center;box-shadow:var(--shadow)}.cta-band h2{margin:0 0 8px;font-size:2rem}.cta-band p{margin:0;color:#e9f2ff}.area-tools{display:flex;justify-content:center;margin-bottom:26px}.search{width:min(560px,100%);border:1px solid var(--line);border-radius:999px;padding:14px 18px;font-size:1rem}.area-group{margin-top:34px}.area-list{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.area-link{display:flex;justify-content:space-between;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px 15px;color:#17233c;font-weight:800;box-shadow:0 8px 18px rgba(16,24,40,.04)}.area-link:hover{background:#f9fbff;text-decoration:none;transform:translateY(-1px)}.hide{display:none!important}.breadcrumb{font-size:.93rem;color:var(--muted);margin:20px 0}.content-wrap{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:30px;align-items:start}.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px;box-shadow:0 14px 34px rgba(16,24,40,.055)}.article h1{font-size:clamp(2rem,4vw,3.35rem);line-height:1.09;margin:0 0 16px;letter-spacing:-.035em}.article h2{font-size:1.68rem;line-height:1.22;margin:38px 0 12px;letter-spacing:-.014em}.article h3{font-size:1.23rem;margin:26px 0 9px}.article p{margin:0 0 16px}.article ul,.article ol{padding-left:22px}.article li{margin-bottom:8px}.meta{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 26px}.pill{background:#eef5ff;color:#194984;border-radius:999px;padding:7px 12px;font-weight:850;font-size:.9rem}.note{background:#fff8e6;border:1px solid #f3d68f;border-radius:18px;padding:18px;color:#5d4307}.sidebar{position:sticky;top:112px;display:grid;gap:18px}.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 12px 28px rgba(16,24,40,.06)}.side-card h3{margin:0 0 12px}.side-card ul{margin:0;padding-left:18px}.faq details{border:1px solid var(--line);border-radius:16px;padding:16px 18px;margin:12px 0;background:#fff}.faq summary{font-weight:850;cursor:pointer}.table-wrap{border:1px solid var(--line);border-radius:18px;overflow:auto}.simple-table{width:100%;border-collapse:collapse;background:#fff}.simple-table th,.simple-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left}.simple-table th{background:#f8fbff}.footer{background:#061124;color:#d8e3ff;margin-top:70px}.footer a{color:#fff}.footer .container{padding:42px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}.footer img{width:260px;margin-bottom:12px}.copyright{border-top:1px solid rgba(255,255,255,.12);padding:16px 0;color:#aab6d6;font-size:.92rem}@media(max-width:980px){.hero .container,.content-wrap,.grid-3,.grid-2,.cta-band,.footer-grid{grid-template-columns:1fr}.area-list{grid-template-columns:repeat(2,1fr)}.sidebar{position:static}.nav-cta{display:none}.mobile-toggle{display:inline-flex}.menu{position:absolute;left:4%;right:4%;top:82px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch;padding:12px}.menu.open{display:flex}.menu a{display:block}.brand img{width:212px}}@media(max-width:620px){.topbar .container{flex-direction:column;align-items:flex-start;gap:2px}.area-list{grid-template-columns:1fr}.article{padding:24px}.brand img{width:182px}.hero .container{padding:52px 0}.hero h1{font-size:2.3rem}.footer img{width:220px}}